2265 North Clybourn Avenue    Chicago, IL 60614    P: 773.296.6700     F: 773.296.1131

Health Insurance: Food for Thought

Posted 06/12/2006

I feel a deep sadness when a patient tells me she’s stuck in a job she loathes–one that’s making her sick with stress–but that she’s staying so she can keep her health insurance.

First, the stress of remaining in a job you detest may not be worth the offset of having insurance converge. Stress plays a central role in many chronic conditions and illnesses. Also keep in mind that, statistically, US women between the ages of 18 and 60 are very healthy.

Maybe, then, if you’re suffering in one of these jobs from hell you might consider this recommendation: leave this job for one you’ll enjoy (or at least one you won’t detest) and purchase your own insurance coverage for hospitalization and emergencies.

This so-called catastrophic health insurance is dramatically less expensive than insurance that covers doctor’s office visits, lab tests, and prescriptions. And if you don’t have any chronic health problems, you may be better off paying for the check-ups, lab work, and prescriptions out of your own pocket.

I have no shortage of patients (generally self-employed) who stash away the hundreds per month they’d normally pay for full insurance coverage and discover at the end of a year they are thousands of dollars ahead. They gladly spend a few dollars for their Pap smears, mammograms, and other check-ups.

If you join the women in this group, you’ll have coverage for hospitalizations, but the other expenses you’ll pay yourself.


Join our Newsletter

Get health recommendations, delicious and time-saving recipes, medical news, supplement reviews, birthday discounts, and more!

BIRTHDAY

Health Tips

Dr. Edelberg’s Health Tips contain concise bits of advice, medical news, nutritional supplement and pharmaceutical updates, and stress relief ideas. With every Health Tip, you’ll also receive an easy, delicious, and healthful recipe.

When you sign up to receive Health Tips, you can look forward to Dr. Edelberg’s smart and very current observations arriving in your in-box weekly. They’re packed with helpful information and are often slightly irreverent. One of the most common responses to the tips is “I wish my doctor talked to me like this!”

Quick Connect

Get One Click Access to our

patient-portal

The Knowledge Base

Patient education is an integral part of our practice. Here you will find a comprehensive collection of staff articles, descriptions of therapies and nutritional supplements, information addressing your health concerns, and the latest research on nutritional supplements and alternative therapies.

Join our Newsletter

Get health recommendations, recipes, medical news, supplement reviews, birthday discounts, and more!

Upcoming Workshops


**Winter Solstice Celebration: An evening of Acupuncture and Shamanic Healing
Tuesday, December 17, 5:45–7:30pm
Hosted by Katie Oberlin, HTCP and Mari Stecker, LAc

Course Fee: $75.00

Take a break from the hustle and bustle of the holiday season to enter the stillpoint of the Winter Solstice, reflect on the lessons of 2019, and set intentions for the new year. This will be an evening of individual and group healing, ceremony, and celebration. More →

Recent Health Tips

  • Issues with Endocrinologists: Thyroid Approaches and Big Pharma

    My beefs with endocrinologists pretty much center on how they manage thyroid gland concerns, though they rarely win prizes for managing adrenal issues either. I don’t know any endocrinologists personally and rarely refer my patients to them. Occasionally, a patient with newly diagnosed hypothyroidism (low thyroid) will want to confirm the diagnosis with an endocrinologist. I suggest she prepare for a scolding if she’s taking Read More

  • Six Beefs With Rheumatologists

    If you find yourself in the waiting room of a rheumatologist, you’re likely there because your joints hurt and have been hurting, often for years. You’ve been getting by on aspirin or Advil for the pain, but with things worsening your primary care doctor suggests you should see a joint specialist, a rheumatologist. And because there’s a shortage of physicians in this specialty, your appointment Read More

  • The Flu: How To Recognize It and What to Do

    It’s here, folks, and this year could be a doozy. How do we know? We keep a watchful eye on Australia, whose winter and flu season occur six months before our own. The New York Times reported that “In 2017, a terrible flu season in Australia presaged an American outbreak in which 79,000 died. Experts advise getting the shot soon.” More here. You may have Read More

Join our Discount Program!

Member benefits include 10% off all your purchases. Low, one-time membership fee of $25 ($35 for family).

MORE INFORMATION